Melbourne Mortgage Brokers — About Integrated Finance Group
Integrated Finance Group is a boutique Melbourne mortgage brokerage founded in 2016 by Brian Hermosilla and Frank Marin — two MFAA-accredited finance specialists with a combined 30+ years of experience. Based in Coburg North since 2023, we help homeowners, first home buyers, investors, self-employed borrowers and business owners across Melbourne and Geelong secure the right finance, without the frustration of dealing directly with lenders.
Why Melbourne Homebuyers & Investors Choose IFG
Choosing the right mortgage broker in Melbourne makes a material difference to your loan outcome. At Integrated Finance Group, we combine genuine expertise, lender breadth and hands-on director involvement that larger franchise brokerages simply can’t match. Here’s what consistently sets us apart:
🌟 Director-Led Service
You work directly with Brian or Frank from first call through to settlement — and beyond. You will never be passed to a junior or outsourced team member. This is personal, accountable service.
🏢 30+ Lender Panel
We have accreditations with major banks, second-tier lenders, specialist non-banks and SMSF lenders. We identify which lender is the best fit for your scenario — not whoever pays the most commission.
📋 End-to-End Management
From loan strategy and application structuring through to submission, valuations, formal approval and settlement — we manage every step so you don’t have to chase anyone.
🔍 Complex Scenarios Welcome
Self-employed income, SMSF purchases, construction loans, commercial finance and portfolio restructures — we have the expertise and lender relationships to handle what major banks often won’t.
✅ Transparent & Commission-Disclosed
We disclose all lender commissions in writing before you sign. In most cases there’s no fee to you at all — our payment comes from the lender when your loan settles.
📍 Local Melbourne Knowledge
We know Melbourne’s property market, postcode-specific lending quirks, and which lenders value Melbourne suburbs favourably. Local expertise matters when structuring finance.
Our Mortgage & Finance Services
We arrange a comprehensive range of finance solutions for individuals, families and businesses across Melbourne and Geelong. Every service below is managed personally by Brian or Frank:
Meet Your Melbourne Mortgage Brokers
Unlike brokerages where you start with a consultant and end up talking to someone different at every stage, at IFG you work with one of our founding directors from day one through to settlement. Both Brian and Frank are MFAA members, ASIC-authorised Credit Representatives, and have built their reputations in Melbourne’s finance market over the course of 15+ years each.
Brian has over 15 years of experience in the banking and finance industry and is one of Melbourne’s most trusted mortgage brokers for complex residential, investment and portfolio lending. He specialises in high-net-worth clients, multi-property portfolio restructures and navigating difficult lending scenarios across Melbourne’s north and inner-west.
Whether you’re buying your first home in Coburg, refinancing an investment portfolio in Essendon, or structuring a construction loan for a development site, Brian brings the expertise and lender relationships to get it done.
Frank has accumulated over 15 years of experience within the banking and finance industry and is highly regarded as one of Melbourne’s most knowledgeable specialists in SMSF lending, commercial property finance and complex business funding. He holds a Diploma of Finance and Mortgage Broking and is MFAA accredited.
Frank works with SME business owners, property developers and SMSF trustees across Melbourne and Geelong, structuring funding solutions that align with long-term financial objectives. His experience across construction, commercial investment and asset finance is unmatched in IFG’s local market.
How We Work — From First Call to Settlement
We manage the entire mortgage process so you can focus on finding the right property. Here’s what working with IFG looks like:
Free Strategy Call
We learn about your goals, situation, income and borrowing capacity. No obligation, no jargon — just clear information about your options.
Lender Research & Structuring
We search 30+ lenders, compare products and structure your application for the best outcome — rate, flexibility and serviceability combined.
Application & Approval
We prepare and submit your application, manage valuations, respond to lender queries and keep you informed at every stage until formal approval.
Settlement & Beyond
We manage settlement coordination and remain available for annual loan health checks, refinancing reviews and future property purchases.
What Our Melbourne Clients Say
IFG has a 5.0 Google rating from 37+ verified client reviews — here’s a snapshot of what our clients say about working with Brian and Frank:
“Brian was exceptional from start to finish. He found us a rate well below what the bank offered and managed the entire process seamlessly. Settlement happened without a single issue. We’ve already recommended IFG to three friends.”
“Frank navigated an extremely complex SMSF purchase for our commercial property. His knowledge in this space is genuinely outstanding. We had been knocked back by two lenders before we spoke to him — he got us approved within 3 weeks.”
“I’m self-employed and have always struggled with traditional lenders. Brian understood my business structure immediately and matched me with a lender that assessed my income fairly. Professional, responsive and genuinely invested in the outcome.”
Our Lender Panel — 30+ Options, One Broker
We hold active accreditations with major banks, second-tier lenders and specialist non-bank funders — giving you genuine choice across the full lending market:
Melbourne & Geelong Mortgage Brokers — Where We Work
Our office is in Coburg North (Unit 7 / 2–6 Norris Street, Coburg North VIC 3058) and we work with clients in person, by phone and by video across all of Melbourne and Geelong. We have a particular depth of local knowledge across the suburbs below:
- Inner North & North-West Melbourne — Coburg North, Coburg, Brunswick, Carlton North, Fawkner, Pascoe Vale, Aberfeldie, Strathmore, Niddrie
- Essendon & West Melbourne — Essendon, Moonee Ponds, Avondale Heights, Keilor, Keilor East, Keilor Downs, Keilor Park, Taylors Lakes
- Geelong Region — Geelong, Newtown, Belmont, Highton, Lara
- Melbourne-wide & Australia-wide — We assist clients remotely by phone and video Australia-wide. No matter your location, contact us for a free consultation.
Frequently Asked Questions About IFG
- How long has Integrated Finance Group been operating?
- We’ve been operating since 2016, with our office in Coburg North since 2023. Our directors bring a combined 30+ years of finance experience across major banks, second-tier lenders and specialist non-bank funding.
- Are you accredited with the major banks?
- Yes. We hold accreditations with 30+ lenders including CBA, Westpac, NAB, ANZ, Macquarie, ING, Bankwest, Suncorp and a range of specialist non-bank lenders. We recommend lenders based on your scenario — not commission preference.
- What types of loans do you arrange?
- We arrange first home buyer loans, refinancing, self-employed home loans, SMSF lending, construction loans, commercial property finance, business finance and car & asset finance.
- Can you help self-employed borrowers?
- Yes — this is one of our specialties. We work with lenders who understand non-standard income and know how to present sole trader, contractor and company director applications effectively. Learn more about self-employed home loans →
- Do you handle SMSF lending?
- Yes. Frank Marin specialises in SMSF lending for both residential and commercial property. This is a complex area requiring specialist lenders and correct trust deed structuring — we have the expertise and lender relationships to make it happen. Learn more about SMSF lending →
- What does ‘boutique’ mean for a finance firm?
- It means our directors stay personally involved in every client engagement. You won’t be passed to a junior broker or call centre. You work directly with Brian or Frank from initial consultation through to settlement — and for every future transaction after that.
- Do you charge clients fees?
- In most cases, no. We’re paid commission by the lender when your loan settles, and we disclose those commissions in writing before you proceed. Where a fee applies (typically complex commercial scenarios), we agree it in advance and in writing.
- Where is your office and do you meet clients in person?
- Our office is at Unit 7 / 2–6 Norris Street, Coburg North VIC 3058. We meet clients in person by appointment. We also offer phone and video consultations for clients across Melbourne, Geelong and Australia-wide.
Ready to Talk to a Melbourne Mortgage Broker?
Book a free 15-minute strategy call with Brian or Frank. No obligation, no fees, no pressure — just clear advice about your options and what’s achievable for your situation.
Book Your Free Consultation → ☎ Call Brian: 0401 333 636Or email us at info@ifgrp.com.au — we respond within one business day.